Worcester Community Housing Resources, Inc. is a 501(c)(3) nonprofit organization that creates and preserves affordable housing opportunities for low- to moderate-income households and initiates and supports neighborhood revitalization throughout Worcester County.​
Founded in 1993, WCHR has produced or rehabilitated more than 250 units of affordable housing for low-income homeownership or rental, with project budgets totaling approximately $35 million. We are proud of our reputation as a responsive, quality developer and manager of affordable housing, including programs for those with multiple barriers to housing stability.
WCHR owns and manages a wide range of apartments and single rooms that provide families, individuals, and special needs populations with affordable, safe and well-maintained housing choices.
WCHR STAFF
Lora A. Baldracchi
Interim Director, Community Development Loan Fund
lbaldracchi@wchr.org
ext. 117
​
Olivia Cepeda
Operations Coordinator
ocepeda@wchr.org
ext. 105
​​
Maureen Flynn
Senior Loan Officer, Community Development Loan Fund
mflynn@wchr.org
ext. 120
​
Jini L. Henderson
Property Manager
jhenderson@wchr.org
ext. 104
​Andrew E. Howarth
Director of Development
ahowarth@wchr.org
ext. 102​
Sheperai Osmanzai
Resident Service Coordinator
sosmanzai@wchr.org
ext. 119
or 774-389-4718 (direct)
​
Carmen Rivera
Director of Property Management
crivera@wchr.org
ext. 110
​
Susan Robertson
Director of Finance & Administration
srobertson@wchr.org
ext. 100
​Noah Schurr
Jr. Project Manager, Real Estate Housing Development
nschurr@wchr.org
ext. 121
​
N. Paul TonThat
Executive Director
nptonthat@wchr.org
ext. 114
​
Hugo Viruet
Facilities Manager
hviruet@wchr.org
ext. 116
BOARD of DIRECTORS
Board of Directors
President James Hayes - United Way of Central Massachusetts
Vice President Elizabeth Sanning
Treasurer Jane W Loranger - bankHometown
Clerk Michael Comiskey - Citizens Bank
Officer Caleb Cook - Digital Federal Credit Union
Indrek Buttner
Michael Jacobs - HarborOne Bank
George Cox - Cox Wealth Management
Jennifer Gaskin - Celldex Therapeutics
Jennifer Rutkauski Marble - Homefield Credit Union
Lydia Vazquez - Align Credit Union
Susan Isabelle
Kenneth Mudie
Keith Nisbet - TD Bank
Adi Tibrewal - Merrill Lynch-Bank of America
Executive Committee
President James Hayes - United Way of Central Massachusetts
Vice President Elizabeth Sanning
Treasurer Jane W Loranger - bankHometown
Clerk Michael Comiskey - Citizens Bank
Officer Caleb Cook - Digital Federal Credit Union
Audit Committee
James Hayes - United Way of Central Massachusetts
Elizabeth Sanning - Retired
Jane W Loranger - bankHometown
Michael Comiskey - Citizens Bank
Caleb Cook-Digital Federal Credit Union
William McCullough - CPA
Loan Committee
Jennifer Rutkauski Marble - Homefield Credit Union
James Hayes - United Way of Central Massachusetts
Caleb Cook - Digital Federal Credit Union
Darryl Caffee - Webster Five
Alison L. Tower, Esq. - BankHometown/BankESB
Dustin Wirzburger - Security First Mortgage Funding, LLC
Michael Comiskey - Citizens Bank
Property Development
Committee
Indrek Buttner - Retired
Barbara Yanke - Fidelity Bank
Kenneth Mudie - Retired
Supporters








Burt & Jan Schnitzler
Caleb J. Cook
Elizabeth Sanning
Ellen More
Jaclyn Pacejo
James Hayes
Jane Loranger
Justin & Laine Fletcher
Keith Nisbet
Kenneth Mudie
Mark Seeley & Elise Forbes Seeley​
Paul Green
Richard Leahy
Romain & Associates
Warner & Mary Fletcher
Wyman Gordon Foundation
Partners








Citizens Bank, N.A.
College of the Holy Cross
Federated Church of Charlton
First Congregational Church of Worcester
First Unitarian Church of Worcester
Great Worcester Community Foundation
Hadwen Park Congregational Church
Health Foundation of Central MA
Homefield Credit Union
Hometown Bank
Loring, Wolcott & Coolidge Trust
Melvin S. Cutler Charitable Foundation
NewVue Communities
Paul and Martha Green III
Strata Trust
T.D. Bank
The Sustainability Group
Webster Five Cent Savings Bank
William F Scott

