top of page

Worcester Community Housing Resources, Inc. is a 501(c)(3) nonprofit organization that creates and preserves affordable housing opportunities for low- to moderate-income households and initiates and supports neighborhood revitalization throughout Worcester County.​


Founded in 1993, WCHR has produced or rehabilitated more than 250 units of affordable housing for low-income homeownership or rental, with project budgets totaling approximately $35 million. We are proud of our reputation as a responsive, quality developer and manager of affordable housing, including programs for those with multiple barriers to housing stability. 

 

WCHR owns and manages a wide range of apartments and single rooms that provide families, individuals, and special needs populations with affordable, safe and well-maintained housing choices.

WCHR STAFF

Lora A. Baldracchi
Interim Director, Community Development Loan Fund
lbaldracchi@wchr.org
ext. 117

​

Olivia Cepeda
Operations Coordinator
ocepeda@wchr.org
ext. 105

​​

Maureen Flynn
Senior Loan Officer, Community Development Loan Fund
mflynn@wchr.org
ext. 120

​

Jini L. Henderson
Property Manager
jhenderson@wchr.org
ext. 104

​Andrew E. Howarth
Director of Development
ahowarth@wchr.org
ext. 102​
 

Sheperai Osmanzai 
Resident Service Coordinator
sosmanzai@wchr.org
ext. 119
or 774-389-4718 (direct)

​

Carmen Rivera
Director of Property Management
crivera@wchr.org
ext. 110

​

Susan Robertson
Director of Finance & Administration
srobertson@wchr.org
ext. 100

​Noah Schurr
Jr. Project Manager, Real Estate Housing Development
nschurr@wchr.org
ext. 121

​

N. Paul TonThat
Executive Director
nptonthat@wchr.org
ext. 114

​

Hugo Viruet
Facilities Manager
hviruet@wchr.org
ext. 116

SERVICES

BOARD of DIRECTORS

Board of Directors

President James Hayes - United Way of Central Massachusetts

Vice President Elizabeth Sanning

Treasurer Jane W Loranger - bankHometown 

Clerk  Michael Comiskey - Citizens Bank

Officer Caleb Cook - Digital Federal Credit Union

Indrek Buttner

Michael Jacobs - HarborOne Bank

George Cox - Cox Wealth Management 

 

Jennifer Gaskin - Celldex Therapeutics

Jennifer Rutkauski Marble - Homefield Credit Union

Lydia Vazquez - Align Credit Union

Susan Isabelle

Kenneth Mudie

Keith Nisbet - TD Bank

Adi Tibrewal - Merrill Lynch-Bank of America

Executive Committee

President James Hayes - United Way of Central Massachusetts

Vice President Elizabeth Sanning

Treasurer Jane W Loranger - bankHometown 

Clerk  Michael Comiskey - Citizens Bank

Officer Caleb Cook - Digital Federal Credit Union

Audit Committee

James Hayes - United Way of Central Massachusetts

Elizabeth Sanning - Retired

Jane W Loranger - bankHometown 

Michael Comiskey - Citizens Bank

Caleb Cook-Digital Federal Credit Union

William McCullough - CPA

Loan Committee

Jennifer Rutkauski Marble - Homefield Credit Union

James Hayes - United Way of Central Massachusetts

Caleb Cook - Digital Federal Credit Union

Darryl Caffee - Webster Five

Alison L. Tower, Esq. - BankHometown/BankESB

Dustin Wirzburger - Security First Mortgage Funding, LLC

Michael Comiskey - Citizens Bank

Property Development
Committee

Indrek Buttner - Retired

Barbara Yanke - Fidelity Bank

Kenneth Mudie - Retired

Supporters

aligndefaultog.jpg
20Webster-Websterbank-lockup-rbg.jpg

Burt & Jan Schnitzler
Caleb J. Cook
Elizabeth Sanning

Ellen More

Jaclyn Pacejo
James Hayes
Jane Loranger
Justin & Laine Fletcher

Keith Nisbet

Kenneth Mudie

Mark Seeley & Elise Forbes Seeley​

Paul Green
Richard Leahy

Romain & Associates

Warner & Mary Fletcher
Wyman Gordon Foundation

Partners

Citizens Bank, N.A.
College of the Holy Cross
Federated Church of Charlton
First Congregational Church of Worcester
First Unitarian Church of Worcester
Great Worcester Community Foundation 
Hadwen Park Congregational Church
Health Foundation of Central MA

Homefield Credit Union

Hometown Bank

Loring, Wolcott & Coolidge Trust 
Melvin S. Cutler Charitable Foundation
NewVue Communities
Paul and Martha Green III
Strata Trust
T.D. Bank
The Sustainability Group
Webster Five Cent Savings Bank 
William F Scott 

WCHR white circle logo.png

© 2025 by Worcester Community Housing Resources, Inc. 
 

85 Prescott St. Suite 101  Worcester, MA  01605
508-799-0322 

  • Instagram
  • LinkedIn
  • Facebook
bottom of page